Liability Insurance

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Liability Insurance

MPW Insurance Brokers have been involved in the field of construction insurance for over 30 years.

Our specialist team of construction brokers work in partnership with our clients and their professional service providers offering bespoke cover to produce the most competitive insurance protection. We have been involved in some of the largest construction projects in the UK and arrange annual covers for the construction industry, including annual and single project contractors all risks covers.

Our clients include local building contractors, larger regional and national contractors, developers and specialist construction trades including the heavier risks of piling and underpinning, scaffolding and demolition and roofing contractors.

Our long association and knowledge of the construction industry provide us with the an unrivalled ability to arrange exacting insurance programmes for our construction clients who in turn are satisfied that MPW fully understand the technicalities and complexities arising from this industry and deliver a professional and competitive insurance solution.

Cover Features

The scope of cover will depend on risk management preferences, or contractual requirements but typically may embrace:-

The permanent and temporary works executed in performance of the contracts and materials for incorporation and plant, tools and equipment while on the sites of the contract or in transit. The sum insured is based upon the maximum contract value of any one site plus an allowance for the effects of inflation.

Cover may be extended to include hired in plant and temporary buildings.

Our Services Include:

  • Employers Liability - Insurance protection in respect of your legal liability for injury or death of your employees - £10,000,000 limit of indemnity any one incident (or higher if required).
  • Public/Products Liability - Insurance protection against your legal liability for death or injury to third parties or damage to their property - £5,000,000 limit of indemnity any one incident (or higher if required)
  • Contractors All Risks - The permanent and temporary works executed in performance of the contracts and materials for incorporation and plant, tools and equipment while on the sites of the contracts or in transit. The sum insured is based upon the maximum contract value of any one site plus an allowance for the effects of inflation.
  • JCT Non-Negligence Insurance (21.2.1. or similar)

We have forged excellent relationships with the leading UK Insurance Underwriters including Lloyd’s and the London Market enabling us to offer the most competitive and suitable quotations available.

Policy Wordings

The comprehensive cover we negotiate reflects both our clients’ specific and also trade specific requirements and may contain many enhancements and extensions that are not generally available or provided by Insurers’ standard policy wordings.

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